Tax Season Fast Cash Advance (SBTPG Edition)

What is the Fast Cash Advance from SBTPG?
The Fast Cash Advance is a short-term loan available to eligible tax filers, powered by Santa Barbara Tax Products Group (SBTPG). It allows clients to access a portion of their expected federal tax refund immediately—often on the same day their return is accepted by the IRS.

How does it work?

  • You file your tax return with Tax Advantage Ink and opt in for a Fast Cash Advance.

  • SBTPG reviews your return and expected refund amount.

  • If approved, you can receive advance funds (via direct deposit, check, or prepaid card) before the IRS processes your full refund.

  • Your tax refund, when issued by the IRS, repays the loan automatically—so there’s no hassle or extra steps for you.

Loan Amounts

  • Advance loans typically range from $500 up to $7,000. The exact amount you qualify for depends on your refund size and eligibility.

Fees and Costs

  • There are NO upfront fees or interest charges for SBTPG Fast Cash Advance loans.

  • Applicable tax preparation fees and any other account fees are deducted from the remaining refund after the advance is repaid.

Eligibility Requirements

  • Must file a federal tax return with refund expectations.

  • Advance available only to those whose returns qualify (based on refund size, IRS acceptance, and other SBTPG criteria—no credit check required).

  • Advance not available if refund is offset for other obligations (e.g., past-due federal debt).

How soon can I expect to receive the funds?

  • Funds are typically available the same day the IRS accepts your return (sometimes within hours!).

Repayment

  • The advance is automatically paid back from your federal tax refund—no action needed on your end.