Tax Season Fast Cash Advance (SBTPG Edition)

What is the Fast Cash Advance from SBTPG?
The Fast Cash Advance is a short-term loan available to eligible tax filers, powered by Santa Barbara Tax Products Group (SBTPG). It allows clients to access a portion of their expected federal tax refund immediately—often on the same day their return is accepted by the IRS.

How does it work?

You file your tax return with Tax Advantage Ink and opt in for a Fast Cash Advance.
SBTPG reviews your return and expected refund amount.
If approved, you can receive advance funds (via direct deposit, check, or prepaid card) before the IRS processes your full refund.
Your tax refund, when issued by the IRS, repays the loan automatically—so there’s no hassle or extra steps for you.

Loan Amounts

Advance loans typically range from $500 up to $7,000. The exact amount you qualify for depends on your refund size and eligibility.

Fees and Costs

There are NO upfront fees or interest charges for SBTPG Fast Cash Advance loans.
Applicable tax preparation fees and any other account fees are deducted from the remaining refund after the advance is repaid.

Eligibility Requirements

Must file a federal tax return with refund expectations.
Advance available only to those whose returns qualify (based on refund size, IRS acceptance, and other SBTPG criteria—no credit check required).
Advance not available if refund is offset for other obligations (e.g., past-due federal debt).

How soon can I expect to receive the funds?